Terms & Conditions. Hide

Junior Individual Savings Account (JISA)

Junior Stocks and Shares ISAs offer the same tax benefits as ISAs - investments are free from CGT and income tax and they do not need to be declared on tax returns. All children under the age of 18 are eligible although those born before 2 January 2011 need to transfer their Child Trust Fund to the Junior ISA.    

The Junior ISA has to be opened by someone aged 16 or over, who is known as the registered contact and can be the child’s natural parents or someone who is legally responsible for the child. Once opened, anyone can contribute to the Junior ISA up to the annual allowance (with this year’s maximum amounts shown below) including the child themselves when they are aged between 16 and 18. Withdrawals can be made at age 18, at which point the Junior ISA automatically converts to an adult ISA.

Please complete the application form to open a Liontrust Junior Stocks and Shares ISA. To transfer an existing Junior Stocks and Shares ISA or Junior Cash ISA to the Liontrust Stocks and Shares ISA, please complete the Liontrust Junior ISA Transfer Form. We do not offer a Junior Cash ISA. 

We recommend that if you have any doubts about the suitability of an investment, you should consult a professional adviser.

Please remember to read the relevant KIID before opening a Liontrust Junior Stocks and Shares ISA or transferring a Junior ISA to us from another provider.

Minimum and maximum investment limits

The maximum you may invest, either by lump sum investment and/or regular savings, with or without occasional voluntary additional lump sum investments, is £4,080 in the 2016/17 tax year (ending 5 April 2017).

Minimum lump sum £500
Maximum lump sum £4,080
Minimum monthly saving £50
Maximum monthly saving £340*

* This is based on the assumption that the regular savings plan will run for twelve consecutive months in one tax year and is calculated on the maximum permitted subscription to the Junior ISA of £4,080. If you commence your regular savings plan part way through the tax year you may increase the monthly amount to enable you to save up to the maximum overall permitted amount in the time remaining until the end of the tax year in question.

Full details on investing in Liontrust's Junior ISA can be found in the Key Investor Information Documents (KIIDs) located in our literature section. This document should be read before investing. 

JISA Form (2016/17) Application Retail

JISA Transfer Form Retail