Benefits of Investing | Liontrust Asset Management PLC
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Benefits of investing

Benefits of investing

Saving and investing have never been more important for every one of us, particularly in ensuring we have a level of income in retirement that we are happy with. We are, on average, living longer, meaning we will have to accumulate a larger amount of savings to see us through our retirement. There is also more responsibility on each of us to manage our retirement financially with the move away from defined benefit to defined contribution pension schemes and there no longer being an obligation to buy an annuity after we retire.

Retirement is far from the only financial goal we have in life, however. Our other financial objectives might be anything from buying a flat, house or car, paying off the mortgage, going on a dream holiday, paying school fees or helping our children go to university.

Unless you receive a windfall or an inheritance, you might want, and indeed need, to invest, whether in stocks and shares, funds and property, to grow your savings to achieve one of these goals or to produce a regular income, notably for your retirement.

How do you navigate the world of investment? First of all, we encourage you to embrace it and not fear it. After all, investing provides you with the opportunity to achieve your financial goals and enrich your life.

We appreciate that initially the investment industry and financial markets can appear complex, full of jargon and even be intimidating. This section is designed to help you by providing an introduction to investment, the benefits of investing and an explanation of common investment and financial words, terms and phrases. You can also download our guide to navigating the world of investment.

How investing can help you

How investing can help you

Investing in financial markets offers the prospect of capital gains and income and can potentially protect the real value of your money.

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What are asset classes?

What are asset classes?

When you invest, you will put your money into any one or more of what are known as asset classes.

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The power of income

The power of income

Data show the positive impact that income can have on investment returns over the long term.

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Diversification, diversification, diversification

Diversification

Learn about the importance of diversification when investing for your future.

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Understanding your risk profile

Understanding your risk profile

You should answer a number of key questions before you make an investment.

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Understanding stocks and shares

Understanding stocks and shares

The stock market has a proven record of providing returns that beat inflation over time but you need to be patient and disciplined.

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Benefits of using funds

Benefits of using funds

If you don't have the time, knowledge or inclination to manage your own portfolio, you can hand your money to a professional fund manager.

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Our guide to financial words and terms


Our guide to financial words and terms

This is your guide to all the important words, abbreviations and phrases from the world of investing.

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